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1440 Dover Road

Panama City, FL 32404
  • $849,000
  • STATUS: Active
  • ON SITE: 42 Days
  • MLS #: 791835
UPDATED: 22 min ago
$849,000
  • 4
    BEDS
  • 0.57
    ACRES
  • 3
    BATHS
  • 1
    1/2 BATHS
  • 3,602
    SQFT
  • $236
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1950
County:
Bay

School Information

Elementary School:
Middle School:
High School:

Description

Stunning Deep-Water Retreat --> Fully Reimagined with Gulf Access Tucked onto approx. 65' of water frontage with direct deep-water bay and Gulf access, 1440 Dover Road is a rare blend of craftsmanship, flexibility, and waterfront living. Originally built in 1950, this two-story home has been extensively remodeled and thoughtfully updated throughout; floorplan restructured, new electrical and plumbing, tankless water heater, whole-house filtration system, windows, and Hardie board siding, just to name a few. The home features durable concrete block exterior construction with a stick-built interior. In the main-level showers and floors, you'll even find premium epoxy grout (waterproof, stain-resistant, and mildew-proof). The roof and seawall have also been replaced. Spanning 3,602 square feet, the home offers 4 bedrooms and 3.5 baths across two distinct living levels. The main level features a remodeled kitchen with granite countertops, stainless appliances, under-cabinet lighting, an open living and dining area, and a generous primary layout. Original red oak hardwood floors, refinished in a soft gray tint, bring timeless character with a fresh, modern feel throughout. The main level opens to a deck with a breathtaking view of the bay. The lower level lives like its own private retreat: a second full kitchen with butcher block countertops, family room, a fourth bedroom, additional laundry room, full bath, and its own one-car garage. It can be reached by the interior staircase or, completely independently, from its own private entrance at the back of the property -- with a dedicated driveway and garage. This level offers convenient single-level, step-free living -- no stairs throughout (just a small lip at the entry) and a curbless, zero-entry shower -- making it ideal for multi-generational living, guests, or a private in-law or guest suite. There are also two attached one-car garages on the main level. Set on just over half an acre (0.57) in an established, water-oriented neighborhood, and located in Flood Zone X (outside the special flood hazard area), a meaningful advantage for waterfront buyers. Convenient to schools, shopping, Tyndall AFB, and only 15 miles from the Naval station. With a newer seawall and stairs leading right into the water, this property puts deep-water living within easy reach. Homes with this combination of quality, space, and true deep-water access don't come along often. This home is waiting for your dreams and memories to be made here.

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© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Rosemary Beach Realty, LLC. Data last updated: 2026-08-07T07:04:03.46.
www.rosemarybeachrealty.com/homes/178116652
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1440 Dover Road Panama City, FL 32404

  • Price: $849,000
  • Status: Active
  • On Site: 42 Days
  • Updated: 22 min ago
  • MLS #: 791835
4
Beds
3
Baths
1
½ Baths
0.57
Acres
3,602
SQFT
$236
$/SQFT
1950
Built
Neighborhood:
Donalson Point
County:
Bay
Area:
Bay County-Central
Elementary School:
Tyndall
Middle School:
Rutherford Middle
High School:
Rutherford
Property Description
Stunning Deep-Water Retreat --> Fully Reimagined with Gulf Access Tucked onto approx. 65' of water frontage with direct deep-water bay and Gulf access, 1440 Dover Road is a rare blend of craftsmanship, flexibility, and waterfront living. Originally built in 1950, this two-story home has been extensively remodeled and thoughtfully updated throughout; floorplan restructured, new electrical and plumbing, tankless water heater, whole-house filtration system, windows, and Hardie board siding, just to name a few. The home features durable concrete block exterior construction with a stick-built interior. In the main-level showers and floors, you'll even find premium epoxy grout (waterproof, stain-resistant, and mildew-proof). The roof and seawall have also been replaced. Spanning 3,602 square feet, the home offers 4 bedrooms and 3.5 baths across two distinct living levels. The main level features a remodeled kitchen with granite countertops, stainless appliances, under-cabinet lighting, an open living and dining area, and a generous primary layout. Original red oak hardwood floors, refinished in a soft gray tint, bring timeless character with a fresh, modern feel throughout. The main level opens to a deck with a breathtaking view of the bay. The lower level lives like its own private retreat: a second full kitchen with butcher block countertops, family room, a fourth bedroom, additional laundry room, full bath, and its own one-car garage. It can be reached by the interior staircase or, completely independently, from its own private entrance at the back of the property -- with a dedicated driveway and garage. This level offers convenient single-level, step-free living -- no stairs throughout (just a small lip at the entry) and a curbless, zero-entry shower -- making it ideal for multi-generational living, guests, or a private in-law or guest suite. There are also two attached one-car garages on the main level. Set on just over half an acre (0.57) in an established, water-oriented neighborhood, and located in Flood Zone X (outside the special flood hazard area), a meaningful advantage for waterfront buyers. Convenient to schools, shopping, Tyndall AFB, and only 15 miles from the Naval station. With a newer seawall and stairs leading right into the water, this property puts deep-water living within easy reach. Homes with this combination of quality, space, and true deep-water access don't come along often. This home is waiting for your dreams and memories to be made here.
Exterior Features

Architectural Style Split Level Attached Garage YN No Construction Materials Block Hardi Plank Type Exterior Features Deck Garage YN Yes Levels Two Multi / Split Lot Features Paved Patio And Porch Features Deck Covered Porch Road Frontage Type City Street Roof Composition Shingle Stories 2 View Bay Bayou Water View YN Yes

Interior Features

Appliances Electric Range Tankless Water Heater Cooling Central Air Cooling YN Yes Heating Central Heating YN Yes Interior Features Double Vanity Interior Steps Main Level Primary Sitting Area in Primary Smart Thermostat Walk- In Closet(s) Entrance Foyer Parking Features Additional Parking Garage Garage Door Opener RV Access / Parking Rooms Full Bath (Basement Level) Bedroom (Basement Level) Dining Room (Basement Level) Family Room (Basement Level) Primary Bathroom (First Level) Bedroom (First Level) Bedroom (First Level) Foyer (First Level) Living Room (First Level) Kitchen (Second Level) Family Room (First Level) Primary Bedroom (First Level) Units Furnished None Window Features Double Pane Windows

Property Features

Association YN No Community Features Short Term Rental Allowed Land Lease YN No Listing Service Full Service Lot Size Dimensions 65x 283x 120x 258 New Construction YN No Occupant Type Occupied Property Sub Type Single Family Residence Property Sub Type Additional Single Family Residence Senior Community YN No Sewer Public Sewer Special Listing Conditions Listed As- Is Tax Year 2025 Waterfront Features Bayou Bayfront Seawall Waterfront YN Yes Zoning Description Resid Single Family

Central Panhandle Association of REALTORS (Panama City MLS) logo Listing provided courtesy of Epique Realty Inc: 888-893-3537. Listing information © 2026 Central Panhandle Association of Realtors MLS.


© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Rosemary Beach Realty, LLC. Data last updated: 2026-08-07T07:04:03.46.
 
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